Terms & Conditions

By using our Site or services, you agree to these Terms and our Privacy Policy.

We provide insurance information and brokerage services. Coverage is determined by insurers and law.

Octave Insurance Agency is a licensed insurance agency and is not affiliated with Medicare or the U.S. government.

All Site content is owned by or licensed to Octave Insurance Agency.

By providing contact details, you consent to communications related to our services.

We are not responsible for third-party websites or content.

The Site and services are provided “as is” without warranties.

Our liability will not exceed fees paid or $100, whichever is greater.

You agree to indemnify us for claims arising from misuse of the Site.

Data handling is governed by our Privacy Policy.

These Terms are governed by the laws of the State of Florida.

Continued use of the Site constitutes acceptance of updated Terms.

Invalid provisions do not affect remaining Terms.

Mobile carriers are not responsible for delayed or undelivered messages. Message delivery is subject to effective transmission from your mobile service provider and network availability. Octave Insurance Agency is not responsible for any delays, failures, or errors in message delivery.

You must be at least 18 years of age to use this website and to consent to receive SMS communications from Octave Insurance Agency. Our services are not intended for individuals under the age of 18.

By opting into Octave Insurance Agency’s SMS program, you agree to receive recurring transactional and promotional text messages. Message and data rates may apply. Message frequency varies. You can unsubscribe at any time by replying STOP. For help, reply HELP or contact us at (888) 918-3073. Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes.